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Actual currency exchange rates
Money in South Africa (notes and coins)
South Africa’s legal tender is called Rand (ZAR).
1 Rand = 100 cent.
Coins in circulation:
Rand R1, R2 and R5 and
5c, 10c, 20c and 50c cent coins
Notes in circulation:
Rand R10, R20, R50, R100 and R200
URCard for tourists
UR card is similar to using cash, but without having to carry money around.
A travel money option, highly recommended for foreigners in South Africa, URCard is a prepaid debit card designed specifically for tourists. The card can be loaded with rand at a fixed exchange rate from either a local or foreign bank account and then used to withdraw money at any ATM or make purchases at all MasterCard electronic pay points. You can pre-order the card and load funds before departing, and then pick up the card on arrival Cape Town or Johannesburg international airports.
Currency exchange
You can exchange almost everywhere, in big cities and small towns. You can use an ATM machine or visit a bank, currency exchange counter in town or at a hotel reception desk.
Also using your credit/debit card at the cashpoint/ATM (Bankomat) will give you a good exchange rate. Be aware that many banks charge for this service. ATMs offer service in English so you won't have any problems with withdrawing money.
Try to avoid changing money at the airport on arrival as the rates are not favorable. If you do not have an ATM card, then change the minimum to get you into town and then change the rest there.